<?xml version="1.0" encoding="UTF-8"?>
<!--
  FR-26. One page, so one entry. /privacy.html is intentionally absent: it is
  noindex by design (FE-05), and listing a noindex URL in a sitemap is a
  contradictory signal that Search Console reports as an error.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://goldsjewelryandloan.com/</loc>
    <lastmod>2026-08-31</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
</urlset>
